Junaid Malik

Credit Bureau Professional with 25 years experience

About

A Credit Bureau veteran with over 24 years of hands-on experience and management of credit bureaus in various geographies. A proven track record in leading large teams across a variety of functions ensuring a strong culture of collaboration, achievement and alignment with strategy. Diversified & strong experience in management of different Credit Bureau Operation activities from IT to Data Operations, to Business Development, Finance, and Customer Service, I have extensive experience in restructuring and transforming organizations through automation and optimization of processes. The credit bureau experience includes leading the implementation of different core credit bureau systems. Passionate about the identification and development of talent, the efficient utilization of resources and productivity boosting to increase quality of service, operational efficiency and maximizing resources utilization. Highly effective at planning for the short, medium and long term and managing multiple stakeholders to develop and deliver according to the strategic plan. A strong leader across all aspects of project management including business process re-engineering, change management, cross functional teams activities and governance related activities. Strong and impactful delivery of key strategic projects via superior stakeholder engagement, resource prioritization and strong leadership.

Education

Himalayan University

Bachelor, Business Management / December, 2017

Naharlagun

Lincoln University College

Masters, Business Administration / January, 2024

Petaling Jaya

Experience

Dun & Bradstreet Credit Bureau

Managing Director / January, 2019Present

Al Etihad Credit Bureau

Data Operations Manager / July, 2014December, 2017

Client Engagement Manager / January, 2018December, 2018

XDS Credit Bureau

Data Support Manager / January, 2012May, 2014

Transunion Credit Bureau

Senior Data Analytics / March, 2000December, 2011

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